John Ronan, CPFA

John Ronan is a Southern California native who grew up in nearby Temecula, CA. His interest in personal finance began while he was still in college at San Diego State University. While in school, he was an intern with the firm A.G. Edwards that taught him the basics about financial literacy and retirement plans. John obtained his B.A. in Economics and after graduation worked for a real estate finance company. Eventually, he decided to leave the mortgage industry and return to his passion for helping individuals and businesses with their finances.

John joined the financial services industry 2008 to help individuals pursue their financial goals. Over the years John has developed a specialty in employer sponsored 401k plans and retirement planning.  He also loves helping clients with their personal financial planning and wealth management.  In 2022 John decided to join the team at Luminous Financial Group. This move allows John to focus on his passion for advising clients and companies without distraction. The team at Luminous Financial Group offers awesome support with the autonomy John requires to let his unbridled passion for helping clients shine through.

In the spring of 2017, John obtained his Certified Plan Fiduciary Advisor (CFPA) designation. The Certified Plan Fiduciary Adviser (CPFA) credential demonstrates his knowledge, expertise, and commitment to helping companies and individuals with retirement planning. The fiduciary duty means acting solely in the best interest of the client.  This is a core principle for John. Simply put, it is about doing what is right for the client every time and in every situation. John enjoys spending free time outdoors with his wife, friends, and dogs, hiking or relaxing on the beach.